Banknaked vs Dokta

Automated Fee Detection

Our powerful algorithms instantly scan your connected accounts to automatically identify and categorize every single fee. It uncovers monthly maintenance charges, foreign exchange markups, ATM withdrawal fees, and even those vague "miscellaneous" costs that banks bury in your statements, giving you a complete picture in seconds.

Visual Fee Dashboard

See your total banking costs broken down with absolute clarity through an intuitive visual dashboard. Get a plain-language summary and annualized projections of what these hidden fees add up to over time, transforming complex statement data into actionable insights at a single glance.

Personalized Bank Recommendations

Don't just find the fees, eliminate them. Banknaked analyzes your unique banking activity to suggest genuinely cheaper account alternatives from other providers. Get tailored advice so you can confidently switch, negotiate with your current bank, or cancel unnecessary services.

Secure, Privacy-First Setup

Your security is non-negotiable. We use bank-level encryption and GDPR-compliant practices. Connection is via secure, certified Open Banking APIs for read-only access. Your data is never sold, and you can delete it permanently at any time. Setup is completely safe and takes mere minutes.

Automated Invoice Management

Dokta simplifies invoice management through its automated system. Users can generate invoices and quotes in just a few clicks, making it easy to create professional documents without the hassle of manual entry.

Real-Time Cash Flow Monitoring

Stay on top of your finances with Dokta's real-time cash flow monitoring. The platform provides insights into billed revenue, payments received, unpaid invoices, and VAT, all presented in an intuitive graphical format for easy understanding.

Intelligent Document Analysis

Dokta employs advanced AI to analyze documents in under 60 seconds. It automatically recognizes the type of document, extracts key data such as amounts and deadlines, and identifies clients or suppliers, allowing users to focus on what matters most.

Anomaly Detection Features

Dokta includes powerful anomaly detection capabilities that flag potential issues such as modified IBANs, duplicate entries, inconsistent VAT, or missing invoice numbers. This ensures that users' documents remain accurate and secure.

The Cost-Conscious Consumer

You want to optimize every euro but find bank statements confusing. Connect in under 2 minutes to get an instant audit of all banking fees. Identify the €5-€15 monthly charges you forgot about and discover cheaper accounts that match your actual habits, saving hundreds per year effortlessly.

The Frequent Traveler

You're tired of being hit with hidden foreign exchange fees and international ATM charges. Banknaked isolates every FX markup and withdrawal fee from your trips. Use the insights to choose a travel-friendly bank account and save significantly on every future journey abroad.

The Financial Negotiator

You're ready to call your bank for a better deal but need hard evidence. Generate a clear report from Banknaked showing all your fees. Use this powerful leverage to negotiate waivers, reduced rates, or premium features, turning your knowledge into direct savings.

The Multi-Account Manager

You have current accounts, savings, and business accounts across multiple banks, making fee tracking a nightmare. Connect all your accounts to one dashboard for a unified, real-time view of total banking costs, simplifying your financial oversight and identifying the most expensive accounts to change.

Freelance IT Consultant

As a freelance IT consultant, you can leverage Dokta to automate your billing process. Create contracts with monthly invoices that generate automatically, allowing you to focus on coding while Dokta manages your financial documentation seamlessly.

Creative Freelancers

For creative freelancers, Dokta offers a fluid workflow from quotes to invoices. Send your clients quotes with an acceptance link, and convert them to invoices with a single click, ensuring a smooth transition throughout your projects.

Auto-Entrepreneurs

Auto-entrepreneurs can benefit from Dokta's compliance features, which ensure that all invoices are legally compliant. You can effortlessly track payments and receive reminders for URSSAF deadlines, making financial management simple and straightforward.

Small Business Management

SMBs can utilize Dokta to keep all their documentation in one place. By automating invoice reminders and providing real-time financial insights, Dokta helps small businesses stay organized and efficient, thus improving overall productivity.

Banknaked is a lightning-fast financial transparency tool designed to expose the hidden fees silently draining your bank account. In a world where banks obscure costs in complex statements, the average person pays over €250 annually in unnecessary charges. Banknaked cuts through the noise in under two minutes. By securely connecting to your bank via Open Banking, it provides an instant, crystal-clear breakdown of every monthly charge, transaction fee, and foreign exchange markup. Built with a staunch privacy-first approach, it offers read-only access, encrypted processing, and full user control over data. Beyond just revealing costs, Banknaked empowers you to act, delivering personalized recommendations for cheaper account alternatives tailored to your actual spending habits. It's the ultimate tool for anyone with a bank account who wants to stop overpaying, take control of their finances, and make smarter decisions with their money. Stop guessing and start knowing exactly what your bank costs you.

Dokta is an innovative AI-powered document management platform designed specifically for freelancers, solo entrepreneurs, auto-entrepreneurs, and small to medium-sized businesses (SMBs). It revolutionizes the way users handle their documents by enabling them to simply drop any file—be it an invoice, quote, or contract—into the system. In under 60 seconds, Dokta's advanced AI engine reads, classifies, and extracts essential data, streamlining the entire document lifecycle. With Dokta, users can generate professional invoices and quotes, track payments, and automate reminders for overdue invoices. It also offers contract management, deadline tracking, and the ability to automatically generate tasks from uploaded documents. Say goodbye to lost files and missed deadlines, and hello to a more organized and efficient workflow. Dokta empowers users by building a comprehensive client database, tracking cash flow in real time, and providing easy CSV exports for accountants. Whether you're a freelance developer, a consultant, or a trades contractor, Dokta places your documents at the heart of your business, expertly managed by intelligent AI.

Is Banknaked safe to use?

Absolutely. Security and privacy are our foundation. We use secure Open Banking connections that are read-only, meaning we can never move your money. All data is encrypted with bank-level security, processed in compliance with GDPR, and you can delete your data from our systems at any time with one click.

How quickly can I see my fees?

In less than two minutes. Once you securely connect your bank account via Open Banking, our algorithms instantly analyze your transactions and present a clear breakdown of all your fees. There are no manual uploads or long waits—you get transparency at lightning speed.

What if my bank isn't supported?

We support a wide range of major banks across Europe through secure Open Banking APIs. If your specific bank isn't available yet, you can sign up to be notified when it's added. Our network is constantly expanding to bring fee transparency to more users.

How do you make money?

Banknaked is currently free for users to uncover their hidden fees. Our mission is financial transparency first. We are exploring a future premium model for advanced features, but the core fee detection and analysis service will always have a free tier available.

What types of documents can Dokta handle?

Dokta can handle various document types, including invoices, quotes, and contracts. Users can upload photos, scans, or PDFs, making it versatile for different document formats.

How fast can Dokta analyze a document?

Dokta can analyze a document in under 60 seconds. Its AI engine quickly reads, classifies, and extracts key data, allowing users to manage their documents efficiently.

Is Dokta GDPR compliant?

Yes, Dokta is fully GDPR compliant. It is hosted in Europe using AWS infrastructure, ensuring that user data is handled responsibly and securely.

What is the pricing structure for Dokta?

Dokta offers a free tier allowing users to manage up to 15 documents per month. Paid plans start from €9 per month, providing additional features and higher document limits tailored to various user needs.

Banknaked is a financial transparency tool that automatically uncovers hidden bank fees. It belongs to the personal finance management category, helping users save money by analyzing their banking statements. People often seek alternatives for various reasons. They might need a tool that integrates with different platforms, offers a different pricing model, or provides a broader set of financial features beyond just fee analysis. Specific needs always drive the search. When evaluating an alternative, prioritize core functionality: robust fee detection, clear cost visualization, and actionable recommendations. Security is non-negotiable; ensure any tool uses bank-level encryption and read-only access. Finally, consider the user experience and how well it fits your specific financial review habits.

Dokta is an AI-powered document management platform designed for freelancers, solo entrepreneurs, and small to medium-sized businesses (SMBs). It automates the document lifecycle, allowing users to handle invoices, quotes, contracts, and more with remarkable speed and efficiency. Users commonly seek alternatives to Dokta for various reasons, including pricing, specific feature sets, or integration with other platforms that better meet their unique business needs. When choosing an alternative, it's essential to consider factors such as ease of use, the range of features offered, scalability, and customer support. Look for a solution that aligns with your document management requirements and can adapt as your business grows, ensuring you maintain productivity without breaking the bank.