Banknaked

Banknaked is a lightning-fast financial transparency tool designed to expose the hidden fees silently draining your bank account. In a world where banks obscure costs in complex statements, the average person pays over €250 annually in unnecessary charges. Banknaked cuts through the noise in under two minutes. By securely connecting to your bank via Open Banking, it provides an instant, crystal-clear breakdown of every monthly charge, transaction fee, and foreign exchange markup. Built with a staunch privacy-first approach, it offers read-only access, encrypted processing, and full user control over data. Beyond just revealing costs, Banknaked empowers you to act, delivering personalized recommendations for cheaper account alternatives tailored to your actual spending habits. It's the ultimate tool for anyone with a bank account who wants to stop overpaying, take control of their finances, and make smarter decisions with their money. Stop guessing and start knowing exactly what your bank costs you.

Automated Fee Detection

Our powerful algorithms instantly scan your connected accounts to automatically identify and categorize every single fee. It uncovers monthly maintenance charges, foreign exchange markups, ATM withdrawal fees, and even those vague "miscellaneous" costs that banks bury in your statements, giving you a complete picture in seconds.

Visual Fee Dashboard

See your total banking costs broken down with absolute clarity through an intuitive visual dashboard. Get a plain-language summary and annualized projections of what these hidden fees add up to over time, transforming complex statement data into actionable insights at a single glance.

Personalized Bank Recommendations

Don't just find the fees, eliminate them. Banknaked analyzes your unique banking activity to suggest genuinely cheaper account alternatives from other providers. Get tailored advice so you can confidently switch, negotiate with your current bank, or cancel unnecessary services.

Secure, Privacy-First Setup

Your security is non-negotiable. We use bank-level encryption and GDPR-compliant practices. Connection is via secure, certified Open Banking APIs for read-only access. Your data is never sold, and you can delete it permanently at any time. Setup is completely safe and takes mere minutes.

The Cost-Conscious Consumer

You want to optimize every euro but find bank statements confusing. Connect in under 2 minutes to get an instant audit of all banking fees. Identify the €5-€15 monthly charges you forgot about and discover cheaper accounts that match your actual habits, saving hundreds per year effortlessly.

The Frequent Traveler

You're tired of being hit with hidden foreign exchange fees and international ATM charges. Banknaked isolates every FX markup and withdrawal fee from your trips. Use the insights to choose a travel-friendly bank account and save significantly on every future journey abroad.

The Financial Negotiator

You're ready to call your bank for a better deal but need hard evidence. Generate a clear report from Banknaked showing all your fees. Use this powerful leverage to negotiate waivers, reduced rates, or premium features, turning your knowledge into direct savings.

The Multi-Account Manager

You have current accounts, savings, and business accounts across multiple banks, making fee tracking a nightmare. Connect all your accounts to one dashboard for a unified, real-time view of total banking costs, simplifying your financial oversight and identifying the most expensive accounts to change.

Is Banknaked safe to use?

Absolutely. Security and privacy are our foundation. We use secure Open Banking connections that are read-only, meaning we can never move your money. All data is encrypted with bank-level security, processed in compliance with GDPR, and you can delete your data from our systems at any time with one click.

How quickly can I see my fees?

In less than two minutes. Once you securely connect your bank account via Open Banking, our algorithms instantly analyze your transactions and present a clear breakdown of all your fees. There are no manual uploads or long waits—you get transparency at lightning speed.

What if my bank isn't supported?

We support a wide range of major banks across Europe through secure Open Banking APIs. If your specific bank isn't available yet, you can sign up to be notified when it's added. Our network is constantly expanding to bring fee transparency to more users.

How do you make money?

Banknaked is currently free for users to uncover their hidden fees. Our mission is financial transparency first. We are exploring a future premium model for advanced features, but the core fee detection and analysis service will always have a free tier available.

Banknaked is free to use. You can connect your bank, uncover all your hidden fees, and receive personalized recommendations for cheaper alternatives at no cost. Our goal is to provide universal access to banking transparency.