Dividend Data vs Invoice Guru

Instant Spreadsheet Integration

Access a vast financial database directly in your cells with 16+ custom functions. Simply type intuitive formulas like =DIVIDENDDATA_QUOTE("AAPL", "price") or =DIVIDENDDATA_RATIOS("KO", "PeRatio") to pull live, updated data instantly. It works natively in both Google Sheets and Microsoft Excel, turning your spreadsheet into a powerful, automated analysis terminal without any coding or complex setup.

Comprehensive Dividend & Fundamental Data

Get everything a serious investor needs in one place. The platform provides deep data sets including forward and historical dividends, ex-dates, yields, payout ratios, and dividend growth rates. Beyond dividends, access full financial statements (income, balance sheet, cash flow), earnings metrics, valuation ratios, and price history—over 100 key metrics derived from 30+ years of historical market data.

Built for Speed and Efficiency

Experience average response times under 0.84 seconds. This tool is engineered for speed, delivering data almost instantly as you build or update your models. This eliminates waiting for web queries or manual updates, allowing you to screen stocks, update portfolios, and perform analysis with unprecedented speed and efficiency, keeping your decisions based on the latest information.

Robust Free Tier with No Expiration

Start analyzing immediately with a genuinely free plan that provides 2,500 credits every month, forever. There's no trial period that cuts off, and no credit card is required to begin. This allows individual investors to perform substantial research and build automated spreadsheets at zero cost, lowering the barrier to professional-grade investment tools.

Lightning-Fast 60-Second Invoicing

Create and send a complete, professional invoice from your phone in less than a minute. Simply enter client details and items; the app automatically adds your logo, VAT, payment terms, and due dates. This mobile-first design is built for on-the-spot invoicing the moment a job is done, eliminating delays and getting you paid quicker.

AI-Powered OCR Receipt Scanner

Eliminate manual data entry forever. Simply snap a photo of any paper receipt, and Invoice Guru's intelligent AI instantly reads all the details—vendor, date, amount, tax—and saves it as a perfectly categorized expense entry. This feature saves hours of admin time each week and keeps your expense tracking flawless and up-to-date.

Smart Bank Integration & Payment Tracking

Connect your business bank account securely for real-time financial clarity. Invoice Guru automatically matches incoming bank transactions with your unpaid invoices, showing you instantly which clients have paid and which are overdue. This seamless reconciliation turns payment tracking from a weekly chore into an automated, effortless process.

Future-Proof Tax Compliance (MTD, KSeF)

Invoice Guru is engineered for compliance from the ground up. It is fully ready for evolving regulations like the UK's Making Tax Digital (MTD) for VAT submissions and Poland's KSeF e-invoicing system. This built-in readiness ensures your business stays compliant without needing to learn new software or risk penalties, giving you long-term peace of mind.

Automated Dividend Portfolio Tracking

Eliminate manual monthly updates. Create a master portfolio sheet that automatically updates dividend amounts, payment dates, yields, and declared amounts for all your holdings. Instantly calculate projected annual income, track dividend growth, and monitor ex-dividend dates without ever leaving your spreadsheet, saving hours of manual data entry.

Rapid Stock Screening and Analysis

Screen thousands of stocks in minutes based on your custom criteria. Use formulas to pull PE ratios, dividend yields, payout ratios, or debt-to-equity across entire watchlists. Quickly compare fundamentals side-by-side to identify undervalued dividend growers or filter out overpriced stocks, accelerating your due diligence process dramatically.

Building Dynamic Financial Models

Construct powerful, auto-updating discounted cash flow (DCF) models or dividend discount models (DDM). Pull in historical EPS, growth rates, and balance sheet data directly into your assumptions. Your model stays current with live price and financial data, ensuring your valuation outputs are always based on the latest available market information.

Historical Performance Backtesting

Test investment strategies against decades of market data. Pull 30+ years of historical prices, dividend payments, and financial ratios to backtest how a dividend growth or value strategy would have performed. Analyze trends, calculate compound annual growth rates, and validate your thesis with robust, long-term historical datasets.

On-Site Job Completion for Tradespeople

A plumber finishes a repair at a client's home. Before packing up their tools, they open Invoice Guru on their phone, select the client from their list, add the service items, and hit send. The professional invoice lands in the client's email within 60 seconds, facilitating immediate payment discussion and dramatically speeding up cash flow directly from the job site.

Efficient Expense Management for Small Businesses

A freelance graphic designer collects receipts from software subscriptions, client lunches, and office supplies throughout the month. Instead of a dreaded receipt pile, they use Invoice Guru's OCR scanner to instantly digitize and categorize each one. Come tax season, all expenses are perfectly organized and ready for their accountant, saving countless hours of manual logging.

Automated Payment Follow-Ups for Solopreneurs

A solo cleaner sends invoices but often has to chase payments manually. With Invoice Guru's Pro plan, the system automatically sends polite payment reminders for overdue invoices. This ensures consistent cash flow without the awkwardness of personal follow-up calls, allowing the business owner to focus entirely on serving their next client.

International Service Provision for Contractors

A UK-based IT consultant takes on a client in Germany. Using Invoice Guru, they easily generate an invoice in Euros, with all amounts and dates formatted correctly for the local market. The multi-currency and multi-language support allows them to present a perfectly professional, localized invoice, streamlining international business without complication.

Dividend Data is the lightning-fast gateway to institutional-grade stock market intelligence, built directly into the spreadsheets you already use. It eliminates the tedious, error-prone manual work of copying, pasting, and updating stock data. Designed specifically for dividend and fundamental investors, the tool provides instant, live access to over 30 years of historical data for more than 80,000 global tickers. You get dividends, yields, payout ratios, growth rates, complete financial statements, key ratios, price history, and over 100 essential metrics through simple, custom formulas. Just type a formula like =DIVIDENDDATA_DIVIDENDS("MSFT") and the data populates your cell in under a second. No API keys to manage, no coding required, and no more broken links. Its robust free tier offers 2,500 monthly credits with no trial expiration, making professional analysis accessible to everyone. Built by a dividend investor for dividend investors, it delivers the depth and reliability of expensive terminals without the prohibitive cost, supercharging your research and portfolio tracking directly within Google Sheets and Microsoft Excel.

Invoice Guru is the definitive, mobile-first invoicing solution engineered for speed and built for the real world of tradespeople and small service businesses. Born from the firsthand experience of a tradesperson, it shatters the old model of clunky, desktop-bound admin. This tool is laser-focused on getting you paid faster by letting you create, send, and track professional, fully compliant invoices directly from your smartphone in under 60 seconds. It's the essential financial companion for plumbers, electricians, builders, cleaners, and freelancers across the UK and Europe who need to manage their business from any job site without slowing down. Beyond lightning-fast invoicing, Invoice Guru automates your entire financial workflow. It integrates with your bank to track payments automatically, uses AI-powered OCR to scan and digitize receipts in a snap, and sends smart reminders for overdue invoices. Critically, it's built future-proof, with compliance for regulations like UK Making Tax Digital (MTD) and Poland's KSeF ready to go, ensuring you never need to switch tools as your business or the rules evolve. Stop wasting evenings on paperwork. With Invoice Guru, you reclaim your time and accelerate your cash flow.

How does the free tier work?

The free tier provides 2,500 credits every rolling month at no cost and requires no credit card to sign up. Each data point retrieved by a formula (e.g., one cell with a price or a dividend yield) typically costs one credit. This plan does not expire, allowing you to perform significant analysis continuously. You can monitor your usage directly within the add-in.

What data sources does Dividend Data use?

Dividend Data aggregates and cleans data from multiple high-quality, institutional-grade financial data providers to ensure accuracy and comprehensiveness. This includes exchange data, regulatory filings (like 10-Ks and 10-Qs), and other trusted financial databases, providing you with reliable and audit-ready data for over 80,000 global securities.

Do I need to know how to code or use APIs?

Absolutely not. Dividend Data is designed for investors, not programmers. There is no API key to configure. You simply install the add-in for Google Sheets or Microsoft Excel and start using the plain-English custom formulas directly in your spreadsheet cells. The data flows in automatically with zero technical setup.

Is my data and portfolio information secure?

Yes. Your spreadsheet data and portfolio lists remain private in your own Google or Microsoft Excel file. Dividend Data's formulas only send the ticker symbol and metric you request to its servers to fetch the corresponding public market data. Your personal holdings, share counts, and proprietary models are never transmitted or stored on Dividend Data's servers.

Is Invoice Guru compliant with UK Making Tax Digital (MTD)?

Yes, absolutely. Invoice Guru is built with future-proof compliance at its core. The software is fully ready for HMRC's Making Tax Digital (MTD) requirements for VAT. Subscribers on the Pro plan can submit their VAT returns directly to HMRC through the app, ensuring complete compliance and eliminating the need for separate MTD software.

Can I use Invoice Guru for free?

Yes. Invoice Guru offers a Free Forever Starter Plan. This plan allows you to create and download up to 10 invoices as PDFs, giving you a full-featured way to test the platform's speed and core invoicing capabilities at no cost. For unlimited invoices and advanced features like bank integration and AI tools, you can upgrade to the affordable Basic or Pro plans.

How does the AI receipt scanner work?

The OCR (Optical Character Recognition) receipt scanner uses advanced AI to read text from photos. You simply take a picture of your paper receipt within the Invoice Guru app. The AI instantly extracts key details like the vendor name, date, total amount, and tax, then creates a digital expense entry automatically. It's designed for total accuracy and massive time savings.

Does Invoice Guru support businesses outside the UK?

Yes. While engineered with UK tradespeople in mind, Invoice Guru is built for a European market. It supports multi-currency invoicing, over 12 languages, and local date formats. It also includes specific compliance features for other regions, such as Poland's KSeF e-invoicing system, making it a versatile tool for service businesses operating internationally.

Dividend Data is a specialized financial data add-on that delivers decades of stock market information directly into spreadsheets. It falls into the category of tools for fundamental and dividend investors who need fast, reliable data without complex setups. Users often explore alternatives for various reasons. Some need a different pricing structure, require specific data points not covered, or must integrate with platforms other than Excel or Google Sheets. Others might seek a different user experience or have unique workflow demands. When evaluating other options, key considerations include the depth and accuracy of historical data, the simplicity of the integration into your existing spreadsheets, the transparency of the pricing model, and whether the tool's features align with a dividend-focused investment strategy. The goal is to find a solution that removes friction from your research process.

Invoice Guru is a mobile-first invoicing app built for speed, designed specifically for UK tradespeople and service businesses. It creates HMRC-compliant invoices in under 60 seconds, directly from your phone, and automates the entire workflow from receipt scanning to payment tracking. Users often explore alternatives for various reasons. This could be due to budget constraints, a need for different feature sets like advanced project management, or a preference for a desktop-centric platform. Some businesses may also require specific integrations that their current setup demands. When evaluating other options, focus on core needs. Prioritize genuine mobile efficiency, compliance readiness for regulations like MTD, and automation that truly saves time. The right tool should match your on-the-go workflow, not add more admin.